Question 1

What types of insurance do framing contractors need?

Accepted Answer

Framing contractors typically need general liability insurance, workers compensation, commercial auto insurance, tools and equipment coverage, and builder's risk insurance. These policies protect against jobsite injuries, property damage, vehicle accidents, equipment theft, and project-specific risks.

Question 2

How quickly can I get framing contractor insurance?

Accepted Answer

Coverage can be activated in as little as 24 hours once approved. Our team provides custom quotes within 24 hours of receiving your request, and many policies can be bound and activated the same day.

Question 3

Does workers compensation cover all my framing employees?

Accepted Answer

Workers compensation insurance covers all eligible employees working on framing projects, including carpenters, laborers, foremen, and site supervisors. Coverage includes medical expenses, lost wages, and disability benefits for work-related injuries and illnesses.

Question 4

What does builder's risk insurance cover for framing projects?

Accepted Answer

Builder's risk insurance covers framing projects under construction against damage from fire, theft, vandalism, wind, hail, and other covered perils. It protects materials, equipment, and the structure being built until project completion.

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